Agrilife establishes value chains in Africa, creating new market opportunities critical to the success of agricultural finance and lending. To ensure sustainability, the Agrilife value chain is structured to be beneficial to all parties and structured in ways to minimize risk. Local farmer groups, input suppliers, buyers and credit unions self-identify to establish and maintain new value chains, formalized through contracts and service agreements.
Suppliers in the market sign contracts with the credit union in which they agree to charge farmers fair prices for inputs and receive payment in the form of a Financial Institution Voucher. The agreement guarantees the suppliers payment through the Financial Institution whilst improving their competitive position in the local market by introducing a large number of new clients. To be a supplier on Agrilife click here.
Buyers and processors in the region can work with Financial Institutions, Agrilife and farmers to identify appropriate products for the program and agree on a fair price. Value chain financing from the Financial Institution means buyers no longer have to provide direct lending to the farmers and are guaranteed a quality product at harvest time. To be a Buyer or Processor on Agrilife click here.
Financial Institutions manage the value chain links and relationships and, where appropriate and necessary, provide financing and other services using the Agrilife platform. Value chain finance methodology automated by the Agrilife platform helps Financial Institutions attract new members and penetrate the rural market in a sustainable manner that minimizes risk. To be a valued Financial Institution on Agrilife, click here.